means:

(a) in relation to a credit contract or mortgagea term of a credit contract or mortgage providing that:

: see section 9.

has the meaning given by subsection 12DMC(2).

: see subsection 175AA(3).

is short for authorised deposittaking institution.

, in relation to a small amount credit contract, means the first amount of credit that is, or is to be, provided under the contract.

Note: Some amounts are to be disregarded in working out the first amount of credit (see subsection (3)).

: see section 182.

means the external dispute resolution scheme for which an authorisation under Part 7.10A is in force.

, in relation to a person that is a body corporate, has the same meaning as in Part 3 of the ASIC Act.

includes affirmation.

includes:

(a) omit or omit and substitute; or

(b) alter or vary; or

(c) amend by implication.

:

see subsection 3(2).

of a credit contract means the of the contract calculated in accordance with section 32B.

has the same meaning as in section 27 of the National Credit Code.

includes:

(a) an application for a new trial; and

(b) proceedings to review or call in question the proceedings, decision or jurisdiction of a court or judge.

means a code of conduct approved by ASIC by legislative instrument under section 238A, and includes a replacement code of conduct approved under that section.

: see section 11.

means the Australian Prudential Regulation Authority.

means the Australian Securities and Investments Commission.

means a member of ASIC within the meaning of the ASIC Act.