National Consumer Credit Protection Act 2009

Submitted by Richard_Li on Fri, 02/17/2023 - 00:42

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Distinguished Terms in this instrument

Term(s)	Definition	Defined in Legislation	See Section(s)
ASIC staff member	means a staff member within the meaning of subsection 5(1) of the ASIC Act.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
associate	: see section 15A.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 15A Meaning of associate National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
associated	: see subsection (2).	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 2 Interpretation generally
Australia	means the Commonwealth of Australia and, when used in a geographical sense, includes the Territory of Christmas Island and the Territory of Cocos (Keeling) Islands, but does not include any other external Territory.	Acts Interpretation Act 1901	Acts Interpretation Act 1901 - 2B Definitions Acts Interpretation Act 1901 - 15B Application of Acts in coastal sea
Australian business law	means a law of the Commonwealth, or of a State or Territory, that is a law that regulates, or relates to the regulation of, business or persons engaged in business.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
Australian credit licence	: see subsection 35(1).	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 35 Opening balance must not exceed closing balance of previous statement National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
Australian credit licence number	means the number given to a licence under section 43.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies National Consumer Credit Protection Act 2009 - 43 Copy of mortgage for mortgagor
Australian financial services licence	means a licence under section 913B that authorises a person who carries on a financial services business to provide financial services.	Corporations Act 2001
authorised	, in relation to a credit activity: see subsection 35(2).	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 35 Opening balance must not exceed closing balance of previous statement National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
avoidance purpose	: see subsection 323A(2).	National Consumer Credit Protection Act 2009
banned from engaging in a credit activity under a law of a State or Territory	: a person is banned from engaging in a credit activity under a law of a State or Territory if:	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
banning order	means an order made under subsection 80(1).	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies National Consumer Credit Protection Act 2009 - 81 Joinder of parties
base price	: see subsection 175AA(6).	National Consumer Credit Protection Act 2009
beneficiary of a guarantee	means a person who is a party to a guarantee and who has the benefit of the guarantee, and includes a person who is a beneficiary of a guarantee because of section 10.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 10 Deciding application of Code to particular contracts for the sale of land by instalments National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
benefit derived and detriment avoided	:	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 288E Meaning of benefit derived and detriment avoided because of an offence National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
body regulated by APRA	has the meaning given by subsection ( 2).	Australian Prudential Regulation Authority Act 1998	Australian Prudential Regulation Authority Act 1998 - 3 Definitions Australian Prudential Regulation Authority Act 1998 - 2 Commencement
book	includes:	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
bridging finance contract	: a credit contract is a bridging finance contract if:	National Consumer Credit Protection Act 2009
Bulk Electronic Clearing System	means the system established by the Australian Payments Clearing Association to manage the conduct of the exchange and settlement of bulk electronic low value transactions and includes any replacement system.	National Consumer Credit Protection Act 2009
business day	means a day that is not:	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 204 Principal definitions National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies