National Consumer Credit Protection Act 2009

Submitted by Richard_Li on Fri, 02/17/2023 - 00:42

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Distinguished Terms in this instrument

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Term(s)	Definition	Defined in Legislation	See Section(s)
acceleration clause	means:	National Consumer Credit Protection Act 2009
acts as an intermediary	: see section 9.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies National Consumer Credit Protection Act 2009 - 9 Goods leases with option to purchase to be regarded as sale by instalments
add‐on fee	: see subsection 175AA(3).	National Consumer Credit Protection Act 2009
add‐on risk product	has the meaning given by subsection 12DMC(2).	Australian Securities and Investments Commission Act 2001	Australian Securities and Investments Commission Act 2001 - 12BA Interpretation Australian Securities and Investments Commission Act 2001 - 12DMC Caps on commissions for add - on risk products supplied in connection with motor vehicles
ADI	is short for authorised deposit ‐ taking institution.	Banking Act 1959	Banking Act 1959 - 5 Civil evidence and procedure rules for pecuniary penalty orders
adjusted credit amount	, in relation to a small amount credit contract, means the first amount of credit that is, or is to be, provided under the contract.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 3 Meaning of credit and amount of credit
adverse publicity order	: see section 182.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 182 Regulations National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
AFCA scheme	means the external dispute resolution scheme for which an authorisation under Part 7.10A is in force.	Corporations Act 2001
affairs	, in relation to a person that is a body corporate, has the same meaning as in Part 3 of the ASIC Act.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
affidavit	includes affirmation.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
amend	includes:	National Consumer Credit Protection Act 2009
amount of credit	: see subsection 3(2).	National Consumer Credit Protection Act 2009
annual cost rate	of a credit contract means the annual cost rate of the contract calculated in accordance with section 32B.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 32B Calculation of annual cost rate
annual percentage rate	: s ee section 27.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 27 Definitions relating to interest National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
appeal	includes:	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
approved code of conduct	means a code of conduct approved by ASIC by legislative instrument under section 238A, and includes a replacement code of conduct approved under that section.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
approved external dispute resolution scheme	has same meaning as in section 11 of the National Credit Act.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 11 Deciding application of Code to particular contracts for the sale of goods by instalments National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
APRA	means the Australian Prudential Regulation Authority.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
ASIC	means the Australian Securities and Investments Commission.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies
ASIC member	means a member of ASIC within the meaning of the ASIC Act.	National Consumer Credit Protection Act 2009	National Consumer Credit Protection Act 2009 - 5 Provision of credit to which this Code applies